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German Statutory Accident Insurance
Occupational accident insurance was established in Germany by statute in 1884. The agencies in charge of providing this form of insurance are the industrial and agricultural employers' liability funds as well as public sector accident insurance funds, which include both municipal accident insurance association and other accident funds. While employers'liability funds are organized according to industry, the public sector accident insurance funds are the most part organized regionally. (1, 2, 3)
The accident insurance funds govern themselves (self-administration) with equal representation divided between employers, entrepreneurs and employees. The organs of self-administration are the member’s assembly and executive board. This arrangement ensures that the interests of all participants are represented.
The legal basis for occupational accident insurance is formed by the German Social Code, in particular Book VII (SGB VII). (1, 2, 3)
==History==
The first Reich, known as the Holy Roman Empire of the German Nation, existed from 962 to 1806 until Franz II surrendered the imperial crown. After the end of the Napoleonic wars in 1815 the German Confederation replaced the old Reich. In 1871, the German Empire was founded again, at the end of the Franco-Prussian War. Formerly Chancellor of Prussia, Otto von Bismarck, now Chancellor of the new German Empire, introduced highly progressive welfare legislation by the standards of Europe at the time. (5, 6)
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